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What do I do if my Instant Card is expiring?

Plan ahead to ensure you always have access to your funds on your Instant account

If your card is expiring within the next 1-3 months, you’ll receive an alert in the Instant App letting you know that your card is about to expire 

  1. If you're still employed, you can:

    • Get a new card from your Manager, or
    • Order a Perso Card through the Instant App.
    Once you receive your new card, connect it to your existing Instant account. Learn more about pairing a new card to an existing account.
  2. If no longer employed and unable to get a new card, access funds before card expiration.
    • Spending down the balance to $0
    • Transferring remaining balance to another bank account
    • Withdrawing funds from an ATM
    • If you need a replacement card you can contact Instant Support


After card expiration, you cannot make purchases or withdraw cash. However, you can still transfer funds or link a new Instant card.