---
title: Why was I charged a Card Replacement Fee?
description: All cardholders get an initial Instant Card free of charge. Make sure you keep that card safe and sound, just like the rest of the cards in your wallet.
---

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# Why was I charged a Card Replacement Fee?

## All cardholders get an initial Instant Card free of charge. Make sure you keep that card safe and sound, just like the rest of the cards in your wallet.

Instant provides each cardholder with their initial Instant Card as well as one (1) replacement card every 12 months.

If you exceed the number of allotted cards in that time period, you are subject to a Card Replacement Fee as detailed in your Fee Schedule. [How can I find my fee schedule?](https://help.instant.co/how-can-i-find-my-fee-schedule?hsLang=en)

 

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